Coverage

Broad Coverage Form

States provides broad form excess liability* insurance only to the public entities that are its owners.

Coverage areas include:

• Automobile Liability
• General Liability
• Law Enforcement Liability
• Public Officials Liability/School Administrators Liability (including actions involving employment practices liability)
• Medical Professional Liability for Paramedics, EMT's, Nurses, and Physician Assistants

Coverage can be written as either an occurrence or claims-made policy for public entities with an SIR starting at $250,000.

States has one of the most comprehensive policies available in today's marketplace. States also provides you with specialized loss control and claim consulting services designed specifically for public entities and delivered by a team of seasoned professionals with decades of experience in public entity risk management.

* Liability insurance protection only. The policy form provides the final determination for affording of all coverage and coverage limitations.