​In today's public entity environment, it's not a matter of if, but when you're going to face an excess liability claim.  And when you do, States will be there for you.

Although States does not impose specific control over claims within a member's self-insured retention, States often works in partnership with its members on the management and settlement of claims with unusual or significant loss potential, such as those involving: 

• Automobile Liability
• Civil Rights Violations
• General Liability
• Law Enforcement Activities
• Sexual Harassment
• Wrongful Termination

States helps its members control their claims costs in an environment that continues to become increasingly litigious. By providing a team of dedicated and highly qualified claims professionals with decades of experience managing public entity claims, States' claims services, according to its members, are second to none. States' claims personnel are experienced in all aspects of handling the types of unique claims exposures characterized by excess liability claims in the public entity sector.

States' claims professionals provide on-site visits, ongoing training, educational programs, and a variety of claims management resources for its members through its management company, Berkley Risk. States' claims management services supplement, support and partner with the public entity's risk manager — not only when claims happen, but to help strengthen the effectiveness of the public entity's ongoing claims management practices, as well.