Annual Expenditures
  Size and Type of Vehicle Fleet
  Effectiveness of Claim Management, Litigation Management and Loss Control Programs

States tailors your premium pricing based on your exposure characteristics, the laws and judicial climate of your state and your loss experience to achieve the lowest possible premium.

 Because States only underwrites insurance for public entities, you can rest assured knowing that States won't jeopardize long-term stability and profitability by providing insurance on unrelated, non-public entities or high-risk ventures.

 When you join States, you join a group of peers -- peers who understand your exposures, who share your concerns, and who dedicate themselves to becoming your "Partners in Protection."SM 

Reinsurance of the Highest Caliber. . .
States has partnered with world-class, quality reinsurers that are committed to public entities to maintain long-term stability of the program and to assure claim paying ability. These reinsurers have substantial public entity experience. States' reinsurance partners are:

  ACE American Insurance Company (Rated "A+" XV by A.M. Best Co.)
(Click on the logo at the left to go to the company's website.)

  General Reinsurance Corporation (Genesis) (Rated "A++" XV by A.M. Best Co.)
(Click on the logo at the left to go to the company's website.)

  Munich Reinsurance America, Inc. (Rated "A+" XV by A.M. Best Co.)
(Click on the logo at the left to go to the company's website.)

  Swiss Reinsurance America Corporation (Rated "A+" XV by A.M. Best Co.)
(Click on the logo at the left to go to the company's website.)

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All Rights Reserved.